Why do you think people create plans if they want to achieve something? It is because they will be able to track and look at their performance and see if they are moving forward or now. Without a proper plan you can’t see if you are achieving what you want and therefore creating such stuff is great if you want to move forward with anything in life. The same principle is applied when it comes to your financial situation. If you want to take control you need a plan and for this a personal finance spreadsheet is most likely what you are looking for. Easy to use, easy to create and you will have very little left to chance if you start using such a spreadsheet. Tracking your money is important if you want to move forward, and this will be an easy task if you just get going right now.
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